Adjuster Requirements
|
Definition
|
| An "adjuster" is an individual or firm
(corporation, partnership, or other business entity), who for compensation as
an independent contractor, or as the employee of an independent contractor or
for fee or commission, investigates and negotiates settlement of claims arising
under insurance contracts on behalf of the insurer. |
Exemptions
|
-
A licensed attorney who is qualified to practice law in the state of Alabama.
-
A salaried employee of an insurer.
|
Qualifications
|
Firms and individuals may become licensed
adjusters. Individuals must:
-
Be 19 years of age or more.
-
Be a full-time salaried employee of a licensed adjuster or a graduate of a
recognized law school or must have experience or special education or training
in the handling of loss claims under insurance contracts of sufficient duration
and reasonable extent to make him or her competent to fulfill the
responsibilities of an adjuster.
-
Be trustworthy and of good character.
-
Have and maintain in this state an office accessible to the public and keep
therein the usual and customary records pertaining to transactions under the
license.
(Section 27-9-8, Code of Alabama, 1975)
NOTE: Non-resident individuals and non-Alabama firms must permit Alabama
resident adjusters and Alabama firms to act as adjusters in their home state.
|
Initial Licensing Process
Alabama Residents:
|
-
Applicant must apply online. Click Here.
-
Application fee of $20.00 and application fee of $80.00 will be accessed along
with a credit card processing fee of 3.5%. NIPR FEES ARE NON-REFUNDABLE.
-
No exam required.
-
You may print one free license.
Click Here.
|
|
Non-Residents:
|
| There are two different
processes. Online and by Paper Application. |
| Mandatory Online Process is for
those non-resident applicants who hold any type of resident license in their
home state. Applicant must apply online.
Click Here. |
|
Paper Application Process is for those non-resident applicants
whose home state does not license adjusters or who do not hold any license in
their home state.
Application Form AL-90 must be completed and accompanied with a fee of
$100.00 (an application fee of $20.00 and a license fee of $80.00).
|
-
Application for Adjuster's
License - Form AL-90
-
No examination is required.
-
Application and $100.00 fee should be mailed to:
Alabama Department of
Insurance
Attn: Accounting
P O Box 303351
Montgomery, AL 36130-3351 Please make checks payable to
Commissioner of Insurance, State of Alabama.
|
Address Change Form
|
| If your address changes, please complete theAddress
Change Form. |
Adjuster Renewal Process
|
|
Adjuster licenses are continuous subject to payment of an $80.00 biennial
renewal fee. Currently, no continuing education is required for
license renewal. One free Renewal License can be printed by
clicking here. |
FOR LICENSES PREVIOUSLY RENEWED OR NEWLY ISSUED
BEFORE OCTOBER 1:
-
Beginning 2009, on or about October 1, a renewal notice is sent to all
adjusters subject to biennial renewal.
-
Renewal process must be completed online by December 31.
-
Renew Your License
-
If renewal is not completed online by December 31, a late fee of
$20.00 will also be due, for a TOTAL AMOUNT DUE of $100.00.
-
Adjuster licenses will expire effective December 31 if TOTAL
AMOUNT DUE is not received by February 15
.
-
If your license expires, you must complete the Initial Application Process.
|
FOR LICENSES NEWLY ISSUED BETWEEN OCTOBER 1 AND
DECEMBER 31:
-
Beginning 2009, on or about January 2, a supplemental renewal notice is
sent to all adjusters subject to biennial renewal.
-
Renewal must be completed online by February 15.
-
Renew Your License
-
Adjuster licenses will expire effective December 31 if renewal
process is not completed by February 15.
-
If your license expires, you must apply online by one of the methods above.
|
Fees
|
Application Fee - $20.00
License Fee - $80.00
TOTAL INITIAL FEE - $100.00
Biennial License Renewal Fee - $80.00 |
